Young Drivers

Our group currently has two young driver representatives, who can act as a point of contact for any young group members and who liaise with the group in relation to events and offerings that may be of interest to our younger members.

Safety and Insurance

Young drivers are generally considered to be high-risk, especially by insurance companies, partly because of their lack of driving experience and partly because they are considered by many to be less mature in their decision making when it comes to driving safety. Unfortunately the vast majority of research does support this belief. The following is quoted from the IAM's publication - Young Drivers - Where and When They are Unsafe:

Three significant factors dictate how people drive, and their likelihood of being in a crash:

Age

Drivers under 25 have an exceptionally high risk; the risk is greatest for drivers under 20, who are the most inexperienced.

Experience

The risk of being in a crash peaks immediately after passing the driving test, and declines steadily over the following 12 months and beyond, as new drivers learn from their solo driving experiences.

Gender

Young male drivers are up to twice as likely to be in a crash as younger females.

Not only can completing an advanced driving course improve your enjoyment and safety when driving, but because drivers who have passed the IAM's advanced driving test are considered lower-risk this can result in lower insurance costs - an important issue for many young drivers!